Why Now Could Be the Right Time to Buy a Home in San Antonio & Boerne

Are you wondering if now is the right time to buy a home in San Antonio or Boerne? Recent market data shows conditions leaning in buyers’ favor, with more homes available, stable interest rates, and stronger negotiating power than we’ve seen in years. If you’ve been waiting for the right moment, here’s what the numbers reveal and the steps you can take to see if you’re ready.

What the Market Data Tells Us

• Buyer’s Market Overall: Inventory levels have increased across San Antonio and the Hill Country, giving buyers more choices and bargaining power.

• Localized Differences: A few neighborhoods are seeing faster movement (hence the “seller’s market” readings on some reports), but overall trends indicate homes are taking longer to sell compared to the past few years.

• Stable Interest Rates: According to Freddie Mac, mortgage rates have been relatively stable through mid-2025. Stability in rates means buyers can shop with more predictability, without the volatility we saw in recent years.

What This Means for Buyers

If you can afford the payment at today’s interest rates, this may be a good time to purchase:

• You’ll likely have more negotiating power on price, repairs, or seller concessions.

• You have greater selection compared to the low-inventory years during the pandemic.

• Predictable interest rates help you confidently plan your budget.

Steps to Find Out if You’re Ready

Buying a home is a big decision, and it’s important to make sure the timing is right for you. Here are a few steps to take before you start shopping:

1. Check Your Monthly Comfort Zone – Look at your budget and determine what you can realistically afford for a monthly payment.

2. Get Pre-Approved – A lender can show you exactly what your buying power looks like today based on income, credit, and current rates.

3. Review Market Trends in Your Area – Neighborhoods vary. A buyer’s market in one community could look very different in another. 

4. Work With a Local Expert – A real estate professional (...me 😉) can help interpret data, spot opportunities, and guide negotiations.

Bottom Line

The market isn’t one-size-fits-all, but for qualified buyers who are comfortable with today’s rates, this season could offer opportunities we haven’t seen in years.

📲 Thinking about buying? Text or call me at 210.709.1175. I can walk you through your options, connect you with trusted lenders, and help you decide if now is the right time to make your move.